1148 West Legacy Crossing BLVD,
Given the current political and economic landscape, Many people are worried about their retirement.
We help retirees achieve peace of mind.
A comprehensive wealth management team thatspecializes in retirement transitions.
Comprehensive Financial-Life Partnership
Institutional Portfolio Management
S.M.A.R.T.Investing®Simplified Macro AssetReallocation Technique.
Constructing your investment portfolio using best-of-class, investment selection committees (often referred to Separately Managed Accounts or SMAs) can be tremendously advantageous if an investor has sufficient funds and can meet the account minimums required. Here are some of the key advantages:
TRANSPARENCYUsing Institutional Portfolio Management™ allows clients to see all of their holdings and transactions in real time as they happen, giving insights into what is being traded rather than learning about those trades after the fact, as is the case with mutual funds or ETFs.
At retirement you will begin taking withdrawals from your investments. The timing of these distributions with the timing of market volatility could have a significant impact on your portfolio's outcome. Modern Portfolio Theory was developed in 1952. These principles applied In 2020 may not work for the today's retirees. The most current "Safe Withdrawal Rule" demonstrates a 95% probability for success in retirement if you limit your withdrawals to 1.93% of your retirement portfolio each year. Ridiculous.
S.M.A.R.T. Investing® is the solution. It’s a proprietary, mathematical approach to retirement investment allocation and dynamic distribution modeling. Designed to provide the balance required for short-term withdrawals and long-term investment performance during retirement. Providing peace of mind in up or down markets during the distribution phase of your retirement.
SAVEDMoney we deposit into a financial institution (a preferred bank or credit union). We intentionally sacrifice performance for liquidity, contract guarantees, and principal protection. We keep sufficient to meet our very short-term spending and emergency needs, but not so much that we are exposed to inflation or opportunity costs.
PROTECTEDMoney we lend to a financial institution for a period of time in exchange for contract guarantees and a volatility buffer. Sacrificing some liquidity for improved performance potential while retaining principal protection and contract guarantees.
PROTECTED GROWTHMoney we invest in “the market” using asset managers that employ tactical strategies. With the philosophy of “winning by not losing” as their basis, these tactical managers select which investments and when to buy or sell them by monitoring key economic indicators. They adhere to disciplined strategies designed to minimize downside capture in declining markets.
GROWTHMoney we invest in “the market” using asset managers that follow a fundamental philosophy of due diligence at the individual company level. These managers analyze a company’s financial statements, balance sheet, P&L, P/E and forecasted revenues to determine if there are growth or value opportunities that are not being priced correctly in the capital markets. Once they identify the right candidates, they buy those stocks and put them directly into your portfolio. When the markets decline, these managers don’t often react.
There are thousands of licensed advisors in our industry. With so many advisors and conflicting opinions on wealth management, it may feel overwhelming to know whose advice you can trust. One suggestion we have is to reference these regulatory agencies and accreditation sites to do a little research on your advisors.